THOMAS WESLEY RUGGIERO - WEALTH MANAGER

 

Who is Tom

I am an Independent registered advisor with Retirement Services of America, where we provide portfolio management for our clients. We work with a wide variety of clients ranging from millennials to retirees throughout the United States.

My Story

Growing up, I would occasionally go to work with my Father, we would do the LIRR commute from Long Island and I got to see him work in the largest financial sector in the world, Manhattan. After graduating from the Metropolitan College of New York, New York I continued to work at an aircraft manufacturer. I worked alongside with and met many “baby-boomers,” in the manufacturing Industry throughout the Long Island area, I always enjoyed their stories about the “good ole days when there was plenty of overtime!” Many of them had one thing in common, that they were not financially prepared for retirement, that social security was not enough, and had to continue to work well into what should be their retirement years. This was very alarming and concerning, and made me think about my Grandfather who served in the Air Force for over 25 still had to work into his late 70's to make additional money to enjoy his retirement.  

I relocated to Florida to join the family firm and am honored to work alongside my Father. I enjoy meeting people and hearing their journey of life, and helping them with their financial planning for retirement and wealth preservation.

Millennials

As a millennial, I believe Florida is attracting some of the brightest millennials in the country. Forbes.com published a statistic that millennials will make up 40% of the workforce by 2020. I enjoy learning how they are being competitive and working with them with their financial goals. Because Retirement Services of America uses Charles Schwab as a custodial platform, accounts can easily be accessed at any time, keeping clients up to date on their managed portfolio.   

Specialties

Financial Planning Specialties Include: Investment Management, Retirement Planning, IRA Distribution Planning, IRA Rollovers, 401 (K) Rollovers, Trust and Estate Planning, Small Business Retirement Plans

Fun Facts

Favorite Food: Pizza

Sports Team: New York Yankees

Hobby: Cooking

Favorite Quote: “You must do the thing you think you cannot do.” – Eleanor Roosevelt

 

 

Security Industry Licenses

Series 7, Series 63, Series 65

Insurance Industry Licenses
Florida Life and Variable Life

Education

Metropolitan College of New York, New York, NY Bachelor of Business Administration 2010

 

 

 

 

 

 

 

 

 

 

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