Thomas (“Tom”) Ruggiero

Thomas (“Tom”) Ruggiero

Managing Partner

Thomas (“Tom”) Ruggiero is president and managing partner of Retirement Services of America, Inc. After an extensive career in the aeronautical industry, he took the knowledge and business acumen he had developed there and turned them to good use in the financial services industry.

Tom believes both knowledge and education are critical parts of the advisor-client relationship. He has learned the importance of developing a very clear understanding of a client’s needs and goals and establishing a solid, yet fluid plan of action in order to achieve them. This has allowed Mr. Ruggiero to help clients not only plan out retirement but be financially prepared for life’s unexpected events. Tom’s personal satisfaction comes from helping people protect the assets they have worked hard to accumulate.

Mr. Ruggiero received a BA in Business Administration from the Metropolitan College of New York. His education continues as he is pursuing his CFP (Certified Financial Planner) designation.

Tom maintains multiple securities licenses within the financial industry that are an asset in helping his clients meet their needs and goals. 

General Industry/ Products Exams Passed:

  • Series 7 General Securities Representative Examination
  • Series 63 Uniform Securities Agent State Law Examination
  • Series 65 Uniform Investment Adviser Law Examination

State Insurance License 

  • Florida Health, Life, Annuity Insurance License
  • New York State Health, Life, Annuity Insurance License