Thomas A Ruggiero

Thomas A Ruggiero


As founder and CEO of Retirement Services of America, Inc., Thomas Ruggiero has over 30 years of extensive knowledge and experience in the financial industry, which he puts to good use in service to our appreciative clients. Thomas has served multiple roles and capacities including senior executive positions within Fortune 500 companies.

These companies include JP Morgan Chase, Citigroup, Citibank, & HSBC, where he provided recognizably brilliant leadership, direction, and mentorship to his peers and colleagues. Throughout his affiliations, his success has been attributable to his philosophy and core values, focused around transparency, integrity, honesty, and loyalty. Since he founded Retirement Services of America, Inc., these principles have been the pillars of the company, created with a vision and values of a company truly devoted to “client-centricity.”

Thomas Anthony Ruggiero has received numerous awards from some of the top Fortune 100 financial service companies for his business acumen and exceptional results. Responsible for a Fortune 500 bank investment program, including managing more than 1,100 financial advisors, Thomas led the company to increasing their market value to $4.52 billion in brokerage assets under management as well as raising net revenues to $72 million. Thomas continues implementing these same strategies at Retirement Services of America, Inc. and continues to be recognized and respected as a successful investment professional in the financial services industry.

Mr. Ruggiero offers sound, reliable financial guidance that results in his clients’ attaining their financial goals. As CEO, he is committed to his and the company’s providing objective, unbiased advice to clients based on their specific objectives and life goals.

General Industry/Products Exam

Series 7 - General Securities Representative Examination  

State Securities Law Exam

  • Series 66 - Uniform Combined State Law Examination
  • Series 63 - Uniform Securities Agent State Law Examination

Principal/Supervisory Exam

  • Series 9 - General Securities Sales Supervisor - Options Module Examination
  • Series 10 - General Securities Sales Supervisor - General Module Examination
  • Series 24 - General Securities Principal Examination

State Insurance License 

  • Florida Health, Life, Annuity Insurance License
  • New York State Health, Life, Annuity Insurance License


Farmingdale, New York
Farmingdale University
Business 1989